Health Insurance

We’re lucky that New Zealand has a solid public health system and that we have access to ACC. However, because of the growing population and the strain this puts on hospitals and medical staff, having the right health insurance in place is invaluable.

Here’s why:

• Peace of mind: You know that should things take a turn for the worse, that you will be looked after quickly.
• Significantly reduced wait times: You don’t have to wait for surgery on the public health system.
• More choice: If you have a preferred specialist or surgeon, you can choose to have your treatment through them.
• Valuable for elective procedures: You have more freedom on when, where and how you will receive treatment.
• Keep your savings: You don’t have to dip into your personal savings to cover expensive surgeries or treatments.
• Return to work: Treat the problem faster so you can get back to work sooner.
• Healthy lifestyle discounts: Some policies reward your healthy lifestyle, so if you are active, a non-smoker and proactive about looking after yourself, you could receive discounts on your premiums.
• Non-Pharmac: Not all medicines are government funded. As advancements in medicines are made, you can choose an insurance policy that covers some Medsafe approved non-pharmac drugs for cancer treatment and some other conditions.
• Add-ons: You can add and customise your level of cover to include preventative health cover, flu vaccinations, GP visits, dental care and more.

Did you know?

Many New Zealand employers now offer health insurance as part of their remuneration package.

If you’d like us to contact your employer or to speak with an adviser about providing this to your business, please send us an email: info@rsl.net.nz